About Georgia Retirement Council

Where Legal Expertise Meets Compassionnn

At Cruz Gold & Associates, we believe that strong legal representation begins with genuine care for our clients. Our mission is to blend legal knowledge with understanding, ensuring that every individual who comes to us feels heard and supported. Founded by Marta Cruz Gold and led by Zachary Gold, whose family’s immigration story fuels his mission, we are committed to helping others build their future through experienced, empathetic guidance. Our firm specializes in immigration, family law, and municipal court matters, always putting our clients’ needs at the forefront of everything we do.

Guiding the Heart of Georgia's Financial Futures

Your Path to Financial Well-Being

Georgia Retirement Council was established by a dedicated group of financial, legal, and tax professionals who recognized a critical void in the financial services industry for middle-class Americans. Our mission is to bridge that gap by offering comprehensive financial planning services in Georgia, tailored specifically to your unique needs and goals.

A group of people are posing for a picture while sitting at a table.

Our Team

  • 36 years of Industry experience in Investments and Insurance
  • CRC (Certified Retirement Counselor)
  • AIF (Accredited Investment Fiduciary)
  • Founding Member of Georgia Retirement Council

With an understanding of economics gained from his University of Georgia education, Brian has spent the last 20 years helping clients navigate the complexities of financial planning. He is dedicated to creating personalized strategies that help individuals and families achieve their retirement dreams and investment goals. Brian believes in building strong relationships with his clients, understanding their unique needs, and providing tailored advice. When he's not working, he enjoys spending time with his wife and two boys.

  • 5 Year Advisor Assistant, Georgia Retirement Council
  • Associate of Applied Science, Marketing Management, Minor in Small Business, Gwinnett Technical College
  • Paralegal Certificate, University of Georgia



Elizabeth brings to the table a friendly attitude of integrity in and out of the workplace, along with exemplary skills in investment customer service, office management, and a background in processing probate estate affairs.

Laura Otting

Laura joined the GRC team in 2022 after serving in the Barrow County school system for 10 years. Currently a Certified Resident Agent for Life, Accident, & Sickness Insurance, Laura will soon be a General Securities Representative on completion of her test. Laura also serves in the Barrow County Chamber of Commerce as the Chair of Ambassadors.